Cardless EMI T&C

Merchant Terms and Conditions

  1. This cardless EMI scheme (“EMI Facility”) is offered by Camden Town Technologies Pvt Ltd (“Zest”). By availing any of the facilities offered under this scheme you understand and agree with the Terms and Conditions of Zest available at and the privacy policy available at .

  2. All the information you provide to register yourself and/or avail this EMI Facility, including the required documents, shall be collected, processed, stored, accessed and otherwise handled solely by Zest.

  3. The EMI Facility is not available on purchases made using Cash on Delivery payment methods.

  4. The EMI Facility is being offered by Zest and its affiliated lending partners to you. Neither the rights holder of the brand “mi” and “redmi” (“Xiaomi”), nor TVS Electronics Limited (“TVSE”) has any role to play in the processing, approval, rejection, extension, pricing, modification, pre-closure, closure or any matter incidental thereto pertaining to offering of the EMI facility, which is decided at the sole discretion of Zest and its affiliated lending partners. Xiaomi and TVSE​ ​accordingly disclaim all liabilities thereto and shall​ ​not​ ​be​ ​responsible​ ​for​ ​any​ ​disputes​ relating to or arising out of the EMI Facility.

  5. TVSE reserves the right to stop providing the EMI Facility at its sole discretion and without any prior written notice.

  6. When​ ​you​ ​use​ ​the ​EMI Facility​ ​you​ ​are​ ​taking​ ​a​ ​loan.​ ​To​ ​avail​ ​this​ ​loan​ you​ ​must​ ​follow the​ ​application​ ​process​ ​set​ ​by​ ​Zest​ ​and​ ​its​ ​affiliated​ ​lending​ ​partners,​ ​submit​ ​all​ ​the required​ ​documents​ ​and​ obtain​ ​approval​ ​for​ ​the​ ​loan.​ ​In case your loan application is approved, you will be required to execute a loan agreement with the concerned affiliated lender of Zest. Please read all EMI Facility related documents carefully before accepting.

  7. You​ ​are​ ​expected​ ​to​ ​inquire​ ​about​ ​the​ ​status​ ​of​ ​their​ ​respective​ ​EMI​ ​requests​ ​etc.​ ​from Zest and its affiliated lending partners.​

  8. In case of order cancellation or rejection, the down-payment made (if any) will be refunded to the same payment mode/account that was originally used to make the transaction.

  9. For any queries, please reach out to ZEST on +91-93434 22556.